All the Numbers

Quebec family benefits and refundable credits

From the All the Numbers wiki · Retirement and benefits

The federal benefits — the Canada Child Benefit and the GST credit — are paid in Quebec as everywhere, on federal family net income. Quebec adds its own, worked out on family income: line 275 of the Quebec returns of both spouses.

  • Family allowance (Retraite Québec), for each child under 18: $3,068 a child and $1,077 more for a single-parent family, less 4% of family income over $60,398 for a couple or $44,032 for a single parent — but never less than $1,221 a child and $430 for the single parent. Unlike the Canada Child Benefit, it does not fall to nil at high incomes.[1] Each July it adds $127 for every child aged 4 to 16 on the following 30 September, for school supplies.[2]
  • Solidarity tax credit (Revenu Québec), for July to June: $363 for the individual, as much for a spouse, $172 more for a person living alone, and a housing amount of $906 for a couple or $746 for a person alone, plus $158 a child. The total is reduced by 6% of family income over $43,195.[3] The housing amount needs a home the household owns or rents, which every plan has.[4]

The planner pays both as a twelfth each month. Retraite Québec pays the allowance quarterly unless asked for monthly payments, and Revenu Québec pays a small solidarity credit quarterly or once a year; the year's total is the same.[5]

  • Work premium, for people who work but earn little: 11.6% of work income above $2,400 ($3,600 for a couple, counting both), up to the reduction threshold of $12,808 ($19,828 for a couple), then less 10% of family income above it. With a child at home the rate is 30% for a single parent and 25% for a couple. A couple gets it once.[6]
  • Senior assistance credit: $2,000 for each spouse aged 70 or over, less 5.47% of family income over $28,405 for a person alone or $46,200 for a couple.[7]

Both are refundable: they come off the Quebec tax and are paid out when there is no tax to take them from. See income tax in Quebec.

What the planner does

The engine works these out for a Quebec household; the planner does not yet ask the questions the family benefits need (children, who receives them), the same as for Ontario's. Like the federal and Ontario benefits, they use the published 2026 figures in every year.

What it does not do

The supplements for children with disabilities, the allowance under shared custody, the adapted work premium and its advance payments, the solidarity credit's northern-village amount and a home shared with other adults are not modelled, nor are Quebec's refundable credits for childcare, medical expenses, caregivers, home support for seniors and working past 65.

See also

  • Canada Child Benefit · A monthly tax-free payment for each child under 18, paid to the person who cares for them and reduced as family income rises above about $38,000. The engine can calculate it; the planner does not ask about children, so plans do not include it.
  • GST/HST credit (Canada Groceries and Essentials Benefit) · A quarterly tax-free payment to people with low and modest incomes, now called the Canada Groceries and Essentials Benefit. The engine can calculate it; the planner does not supply the household facts it needs, so plans do not include it.
  • Income tax in Quebec · A Quebec resident files two returns, a federal one and a Quebec one. The federal tax is cut by an abatement of 16.5%, because Quebec runs programs the federal government pays for elsewhere.

References

  1. ↑Taxation Act s.1029.8.61.18 (the greater of (C + D) − 4% (E − F) and G + H, a twelfth each month); Parameters 2026 Table 3 and Retraite Québec 2026 key data (per child $3,068, minimum $1,221; single-parent family $1,077, minimum $430; thresholds $60,398 couple, $44,032 single parent) · Quebec family allowance (Retraite Québec): an amount per child and for a single-parent family, less a rate of family income over a threshold, never below the minimum amounts · See the source · effective 2026-01-01
  2. ↑Taxation Act s.1029.8.61.18(d), s.1029.8.61.19.5 (ages); Parameters 2026 Table 3 ($127) · Quebec family allowance supplement for school supplies, paid in July for each child aged 4 to 16 on the following 30 September · See the source · effective 2026-01-01
  3. ↑Taxation Act s.1029.8.116.16 (A + B + C − D; D at 6%, 3% when only the QST component applies); Parameters 2026 Table 4 for July 2026 to June 2027 (QST $363 + $363 spouse + $172 alone; housing $906 couple, $746 alone or single parent, $158 a child; threshold $43,195) · Quebec solidarity tax credit: QST and housing components, less a rate of family income over a threshold · See the source · effective 2026-07-01
  4. ↑Our convention under Taxation Act s.1029.8.116.16(b): the housing component needs an owned, leased or subleased eligible dwelling · A Quebec household owns or rents the home it lives in, so the solidarity credit's housing component applies · effective 2026-10-03
  5. ↑Our convention: Retraite Québec pays the family allowance quarterly unless monthly payments are asked for, and Revenu Québec pays smaller solidarity credits quarterly or once a year; the year's total is the same · Quebec's family allowance and solidarity credit are paid as a twelfth each month · effective 2026-10-03
  6. ↑Taxation Act s.1029.8.116.5 ((A × B) − (10% × C); 11.6%, 30% single parent, 25% couple with a dependant; exclusions $2,400 / $3,600), s.1029.8.116.11 (one amount a couple); Parameters 2026 Table 3 (reduction thresholds $12,808 one adult, $19,828 couple) · Quebec work premium: a rate of work income above an exclusion and up to the reduction threshold, less 10% of family income above it · See the source · effective 2026-01-01
  7. ↑Taxation Act s.1029.8.61.104 ($2,000 each, 70 or over at 31 December; A − B); Parameters 2026 Table 3 (thresholds $28,405 single, $46,200 couple; rate 5.47%) · Quebec senior assistance tax credit: an amount for each spouse 70 or over, less a rate of family income over a threshold · See the source · effective 2026-01-01