The BC family benefit

From the All the Numbers wiki · Retirement and benefits

British Columbia pays a tax-free monthly benefit for each child under 18. The Canada Revenue Agency pays it with the Canada Child Benefit, on the same adjusted family net income from the year before the July.

The rules (July 2026 to June 2027)

The benefit is the greater of two amounts, divided by twelve each month:[1]

  • The full amount: $1,750 for the first child, $1,100 for the second and $900 for each further child, plus $500 for a single parent, less 4% of family net income over $30,176.
  • The guaranteed minimum: $775, $750 and $725 by child, less 4% of family net income over $96,562.

So between the two thresholds the benefit falls toward the minimum and stays there, then falls again to nil. A parent with shared custody receives half.

What the planner does

The engine works the benefit out for a BC household, using the published figures in every year, as it does for the other family benefits; the planner does not yet ask the questions family benefits need (children, who receives them).

What it does not do

The renter's tax credit, the Senior's Supplement, the children and youth disability supplement (from July 2027) and the BC education savings grant on an RESP are not modelled.

See also

  • Canada Child Benefit · A monthly tax-free payment for each child under 18, paid to the person who cares for them and reduced as family income rises above about $38,000. The engine can calculate it; the planner does not ask about children, so plans do not include it.

References

  1. ↑Income Tax Act (BC) s.13.092(2): $1,750 / $2,850 / + $900 a further child, + $500 single parent, − 4% of income over the threshold; $775 / $1,525 / + $725 a further child − 4% over the second; s.13.092(3) half for shared custody. gov.bc.ca: thresholds $30,176 and $96,562 for July 2026 to June 2027 (2025 income) · BC family benefit: the greater of the full amounts (and the single-parent supplement) less 4% of family income over the first threshold, and the minimum amounts less 4% over the second; a twelfth a month · See the source · effective 2026-07-01